Contractually
waives or limits your responsibility to Advantage for damage to
the rental vehicle
Amount of
protection which is most appropriate may be selected by you
(Varies by state)
Advantage personnel
cannot advise you concerning your insurance coverages which may
or may not be applicable
LDW is not
insurance
Benefits of LDW
Peace of mind
Bumper-to-bumper
protection
No out-of-pocket
cost for damage
No deductible (with
full LDW)
LDW is responsible
for damage to the rental vehicle; credit card coverages may be
secondary to your personal policy
Protection for passengers and
possessions.
Personal Accident Protection (PAC)
Personal
Accident Coverage (PAC) provides loss of life (Renter
-$250,000, Passenger - $100,000), medical (Renter/Passenger
-$2,500) and ambulance expense reimbursements
(Renter/Passenger -
$500)
CREDIT CARDS
Most cards are considered
secondary, a claim to your own insurance company must be
submitted
Most cards will
not cover tires and glass
Most credit card companies require immediate notification and allow only 90
days for claim submission with full documentation
Certain cards will
not cover specific type vehicles such as sport utility
vehicles and full size vans
No credit card
gives you liability coverage
Some cards do not
pay, unless you submit documented "paid by you first" repair
bills within a specific time
There may be more
benefits or exclusions for each credit card (we suggest that
you read your credit card’s promotional material carefully or
call the issuing bank for more details)
Benefits of PAC
Primary coverage
that pays in addition to renter’s own available coverage
Renter covered 24
hours a day, in or out of the vehicle, Passenger covered only
while in the vehicle
Personal Property Coverage (PPC)
Personal Property
Coverage (PPC) provides insurance for any loss or damage to the
"renters" personal property
Losses are subject
to a $0 deductible, a $750 camera limit, a $750 limit per
person and an aggregate maximum of $2500
Must be sold with
PAC
Other restrictions
apply and are outlined in detail in our PPC brochure
Benefits of PPC
Protection for your
family’s traveling items
Protection for you.
Supplemental Liability Insurance (SLI)
Supplemental
Liability Insurance (SLI) provides the renter and/or authorized
driver(s) as listed in the rental agreement with up to
$1,000,000 combined single limit automobile liability coverage
(inclusive of the renter’s liability coverage and/or the car
rental company’s statutory limits coverage (SLI is primary in
Texas; primary coverage can be purchased in California)
If accepted at the
beginning of the rental, this option provides excess automobile
liability coverage during the term of the rental against third
party claims resulting from an auto accident in the rental
vehicle, for bodily injury, death and property damage other
than to the rental vehicle, to the maximum protection of
$1,000,000 combined single limits per occurrence
Important
restrictions apply – ask for a copy of our SLI brochure if
interested
May not be
available for purchase in your state
Benefits of SLI
Provides additional
liability insurance for claims or lawsuits against you
Credit cards do not
protect you against claims or lawsuits
Coverage for bodily
injury, sickness or disease sustained by a person, including
death resulting from any of these
Coverage for
physical injury to or destruction of tangible property,
including any resulting loss of use of that property
Coverage for
reasonable expenses incurred for necessary medical and funeral
services
Coverage for bodily
injury or property damage that results from an accident with an
uninsured/
underinsured motorist
A copy of the
actual policy is available and details all of the terms and
conditions
Rental liability insurance (RLI)
Commercial Rental
Liability Insurance (RLI) provides primary liability coverage
up to the required financial responsibility limits of the state
in which the vehicle is licensed
Coverage is primary
insurance
Optional
Equipment.
Hand controls for disabled persons are available at most
airport locations free of charge
Baby seats are available at most locations for a daily fee
